Real life self-employed customers we can help

This is Elsa, a real life borrower who achieved her goal with an alternative home loan solution.

Elsa had worked really hard to get her personal training business up and running. Things were going well and she was feeling ready to buy her own place. But because she’d only been in business 6 months, her bank said no to a loan.

How we could help:

With an Alt Doc loan from an alternative lender, her dream of buying her own home suddenly became a reality.

Most common solutions we can assist self-employed customers with:

Newly self-employed:

  • Minimum 6 month ABN and GST registered (if applicable)

When last 2 years’ financials are not available:

  • Financial declaration and one alternative document to verify income:
  • Accountant’s letter
  • 6 months’ BAS statements
  • 6 months’ business bank statements

Cash out for business purposes

Adverse credit:

• Paid/unpaid defaults

• Court judgements and writs

• Discharged bankrupt (one day)

• ATO debts


PCL Money also regularly helps self-employed clients with:

  1. Investment portfolios
  2. Complex trust structuring
  3. Companies in administration
  4. Full Doc purchase up to 95% LVR or
  5. Alt Doc purchase up to 85% LVR
  6. Unlimited debt consolidation


Contact PCL Money


ph: 02 4226 9977

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