Here is some food for thought. A borrower put their parents on title to help with servicing of a loan and for additional security, after their divorce. It was required to be 10%.
The parents passed away and the client could not meet the payments due to adverse life circumstances and was declared bankrupt.
The trustee of the parents estate claimed the 1/10th ownership of the property even though the beneficiaries ( sisters and brother) all said the arrangement was for convenience.
Now the trustee in bankruptcy has a claim from the executor of the parents estate.
A messy situation and if you have done this maybe you should think about undoing it soon.