Equipment Finance

Keeping your business equipment up-to-date is essential for ensuring your business runs smoothly and having access to quick and easy finance to support your expanding business can make the difference between you and your competitors.

At PCL Money we understand how important it is to get you quick access to finance for your business and at a competitive rate. We will take the hassle out of your equipment finance application so you can spend less time on the finances and more time building your business.

We Provide Equipment Finance For:

  • Industrial and Manufacturing Machinery
  • Materials Handling Equipment
  • IT Software/Hardware
  • Office Equipment
  • Trucks and Earth Moving Equipment
  • Agricultural and Farm Equipment
  • Office and Commercial Fit-outs
  • TV, Film and Audio Equipment
  • Clubs and Hotels Gaming Equipment
  • Other

Through PCL Moneys wide finance accreditations we offer a full range of industrial plant and business equipment financing options including Commercial Hire Purchase, Finance Lease and Chattel Mortgage.

Finance facilities may be provided under the following basis:

  • A “low-doc” option up to a maximum of $150k without financial statements – (conditions apply)
  • A no limit option where financial statements are provided.

Commercial Hire Purchase

A Commercial Hire Purchase or Asset Purchase agreement is a contract which enables commercial users to purchase goods by means of time payment with guaranteed end ownership. Equity is increased with each payment and an option to purchase may be given at any stage during the contract Read more


Need finance quick? 48 hour completion is available!

Using a lease to purchase your business assets allows you to preserve cash flow, rather than outlaying large sums of capital. The ability to include a residual or balloon payment means you can further reduce your repayments and have the option to sell the equipment, refinance the remaining amount, or upgrade to a newer asset at the conclusion of the lease Read more

Chattel Mortgage

A chattel mortgage is a unique car financing facility which allows for instant GST benefits to a purchaser who accounts for GST on a cash basis.

It occurs where a finance lender provides a loan or finance facility to a taxpayer and the taxpayer uses that facility to purchase an asset such as a motor vehicle Read more

Apply for Equipment Finance Now

Ready to apply for equipment finance? Simply complete the call back request, select a time suitable for you and one of our equipment finance experts will call you back and go through the application over the phone.

Request a call back

apply now

Prefer to download the application form?
Click here to download the sole trader application form
Click here to download the company application form